{"id":387,"date":"2025-01-31T09:01:39","date_gmt":"2025-01-31T09:01:39","guid":{"rendered":"https:\/\/blog.codemax.org\/?p=387"},"modified":"2025-01-31T09:40:09","modified_gmt":"2025-01-31T09:40:09","slug":"biriktirmek-tasarruf-etmek","status":"publish","type":"post","link":"https:\/\/blog.codemax.org\/?p=387","title":{"rendered":"Cemaatler Neden Servet Sahibi Olmam\u0131z\u0131 \u0130stemiyor?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">G\u00fcn\u00fcm\u00fcz d\u00fcnyas\u0131nda \u00e7al\u0131\u015fma \u015fartlar\u0131 ve zorluklar\u0131 g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, insanlar\u0131n \u00e7al\u0131\u015fma s\u00fcreleri asl\u0131nda beden ve ruh sa\u011fl\u0131\u011f\u0131na ba\u011fl\u0131 olarak de\u011fi\u015fmektedir. Bu durumda, baz\u0131 \u015feyleri \u00f6ng\u00f6rerek yapt\u0131\u011f\u0131m\u0131z mesle\u011fi ne zaman s\u00fcrd\u00fcremeyece\u011fimizi tahmin etmek zor de\u011fildir. Bu sebeple, sa\u011fl\u0131\u011f\u0131m\u0131z elverdi\u011fi vakitlerde, v\u00fccudumuz gen\u00e7 ve din\u00e7ken \u00e7al\u0131\u015fmal\u0131, birikim yapmal\u0131 ve tasarruf ederek gelecekte daha rahat bir ya\u015fam s\u00fcrmeyi garanti alt\u0131na almal\u0131y\u0131z. Aksi takdirde, akrabaya, e\u015fe, dosta ve \u00e7oluk \u00e7ocu\u011fa muhta\u00e7 olabiliriz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bir ara g\u00f6z\u00fcme malum bir cemaatin payla\u015ft\u0131\u011f\u0131 sohbet videosu ili\u015fti ve bununla alakal\u0131 bir yorum makale yazmak istedim ve video i\u00e7eri\u011fini biraz irdelemek istedim.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"\u0130HT\u0130YACIN ANINDA SANA LAZIM OLACAK NOTLAR! | Psikoloji - 441\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/JyxrHODxDGg?start=1473&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Videoda 24. dakikadan sonra biriktirmenin bir imtihan oldu\u011funu ve cezas\u0131n\u0131n d\u00fcnyada g\u00f6r\u00fclece\u011fi konusu i\u015fleniyor, mal m\u00fclk biriktirmenin bir hastal\u0131k oldu\u011fu ve ka\u00e7\u0131n\u0131lmas\u0131 gerekti\u011fi ve ka\u00e7\u0131n\u0131l\u0131rsa mutlu olunaca\u011f\u0131 s\u00f6yleniyor. <\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"380\" height=\"402\" data-id=\"392\" src=\"https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.32.09_3747a691-1.jpg\" alt=\"\" class=\"wp-image-392\" srcset=\"https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.32.09_3747a691-1.jpg 380w, https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.32.09_3747a691-1-284x300.jpg 284w\" sizes=\"auto, (max-width: 380px) 100vw, 380px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"376\" height=\"384\" data-id=\"393\" src=\"https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.32.27_9bb907c5.jpg\" alt=\"\" class=\"wp-image-393\" srcset=\"https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.32.27_9bb907c5.jpg 376w, https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.32.27_9bb907c5-294x300.jpg 294w\" sizes=\"auto, (max-width: 376px) 100vw, 376px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"373\" height=\"374\" data-id=\"394\" src=\"https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.33.05_2385c978.jpg\" alt=\"\" class=\"wp-image-394\" srcset=\"https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.33.05_2385c978.jpg 373w, https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.33.05_2385c978-300x300.jpg 300w, https:\/\/blog.codemax.org\/wp-content\/uploads\/2025\/01\/WhatsApp-Gorsel-2025-01-31-saat-12.33.05_2385c978-150x150.jpg 150w\" sizes=\"auto, (max-width: 373px) 100vw, 373px\" \/><\/figure>\n<\/figure>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Bir cemaatin \u00fcyelerine mal m\u00fclk biriktirmesinin istenmemesinin arkas\u0131ndaki sebepleri irdelemek istiyorum madde made yazmak istiyorum. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cemaatler, bireylerin mallar\u0131n\u0131 kendilerine ba\u011f\u0131\u015flamalar\u0131n\u0131 te\u015fvik ederek finansal olarak g\u00fc\u00e7lenebilirler. Baz\u0131 cemaatler, topluluk i\u00e7indeki bireylerin kazan\u00e7lar\u0131n\u0131 do\u011frudan veya dolayl\u0131 olarak cemaatin hizmetlerine aktarmalar\u0131n\u0131 ister. Bu ba\u011flamda mal biriktirmeme s\u00f6ylemi, bireylerin cemaatin ekonomik sistemine katk\u0131da bulunmalar\u0131n\u0131 sa\u011flamak i\u00e7in bir strateji olabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Maddi ba\u011f\u0131ms\u0131zl\u0131k, bireylere \u00f6zg\u00fcrl\u00fck ve cemaatten ba\u011f\u0131ms\u0131z hareket edebilme imk\u00e2n\u0131 sunar. E\u011fer insanlar servet biriktirip ekonomik olarak ba\u011f\u0131ms\u0131z olursa, cemaatlerin \u00fczerlerindeki etkisi azalabilir. Bu y\u00fczden baz\u0131 cemaatler, bireylerin ekonomik \u00f6zg\u00fcrl\u00fcklerini s\u0131n\u0131rland\u0131rarak onlar\u0131 kendilerine daha ba\u011f\u0131ml\u0131 hale getirebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenler farkl\u0131 cemaatler aras\u0131nda de\u011fi\u015fiklik g\u00f6sterebilir. Kimisi ger\u00e7ekten payla\u015f\u0131m ve manevi olgunluk a\u00e7\u0131s\u0131ndan bu \u00f6\u011fretileri benimserken, kimisi pragmatik nedenlerle mal biriktirmemeyi te\u015fvik ediyor olabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Oysa istanbul gibi b\u00fcy\u00fck \u015fehirlerde birileri i\u015fyeri arsa veya konut sat\u0131n almak yoluyla birikip ve tasarruf ederek bir \u00e7ok insan\u0131n kirada oturabilmesini sa\u011flamaktad\u0131r, d\u00fc\u015f\u00fcn\u00fcn az bir paran\u0131z var i\u015f kurmak istiyorsunuz kiral\u0131k d\u00fckan yoksa s\u0131f\u0131rdan bir d\u00fckkan in\u015faat\u0131 yapabilecek g\u00fcc\u00fcn\u00fcz varm\u0131?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ya da k\u00f6yden \u015fehre birka\u00e7 kira paras\u0131 ve nakliye masraflar\u0131yla g\u00f6\u00e7t\u00fcn\u00fcz bir evde oturman\u0131z gerekiyor kiral\u0131k ev olmasa yeni bir in\u015faat yapacak g\u00fcc\u00fcn\u00fcz var m\u0131 ?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yine bir i\u015f kurmaktan \u00f6rnek verelim biri paras\u0131n\u0131 biriktirmi\u015f ve bankaya yat\u0131rm\u0131\u015f alt\u0131n hesab\u0131 olarak d\u00fc\u015f\u00fcnelim i\u015f kurmak isteyen cebinde paras\u0131 olmayan bir vatanda\u015f yine para biriktirerek fedakarl\u0131k yapan birinin paras\u0131 sayesinde i\u015f kurmaktad\u0131r. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Geli\u015fmi\u015f \u00fclkelerin ekonomik durumlar\u0131na bak\u0131n \u00e7ocuk do\u011far do\u011fmaz BES ad\u0131 alt\u0131na t\u00fcm bireylere zorunlu veya g\u00f6n\u00fcll\u00fc olarak birikime te\u015fvik ediliyor BES bireysel emeklilik sistemi olarak en \u00e7ok birikimi olan \u00fclke ABD dir d\u00fcnyada en \u00e7ok geli\u015fen \u00fclke de ABD dir. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcm bunlar\u0131 \u00f6z \u00f6n\u00fcne alarak cemaatlerin bu t\u00fcr telkinlerine kulak asmay\u0131n kendi gelece\u011finizi \u00e7oluk \u00e7ocu\u011funuzun gelece\u011fini garanti alt\u0131na almak i\u00e7in tasarruf etmeye devam edin e\u011fer dikkatli bakarsan\u0131z size biriktirme diyenlerin il\u00e7e alacak kadar birikmi\u015f paras\u0131 var. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>G\u00fcn\u00fcm\u00fcz d\u00fcnyas\u0131nda \u00e7al\u0131\u015fma \u015fartlar\u0131 ve zorluklar\u0131 g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, insanlar\u0131n \u00e7al\u0131\u015fma s\u00fcreleri asl\u0131nda beden ve ruh sa\u011fl\u0131\u011f\u0131na ba\u011fl\u0131 olarak de\u011fi\u015fmektedir. Bu durumda, baz\u0131 \u015feyleri \u00f6ng\u00f6rerek yapt\u0131\u011f\u0131m\u0131z mesle\u011fi ne zaman s\u00fcrd\u00fcremeyece\u011fimizi tahmin etmek zor de\u011fildir. Bu sebeple, sa\u011fl\u0131\u011f\u0131m\u0131z elverdi\u011fi vakitlerde, v\u00fccudumuz gen\u00e7 ve din\u00e7ken \u00e7al\u0131\u015fmal\u0131, birikim yapmal\u0131 ve tasarruf ederek gelecekte daha rahat bir ya\u015fam s\u00fcrmeyi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":388,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-387","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/blog.codemax.org\/index.php?rest_route=\/wp\/v2\/posts\/387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.codemax.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.codemax.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.codemax.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.codemax.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=387"}],"version-history":[{"count":4,"href":"https:\/\/blog.codemax.org\/index.php?rest_route=\/wp\/v2\/posts\/387\/revisions"}],"predecessor-version":[{"id":528,"href":"https:\/\/blog.codemax.org\/index.php?rest_route=\/wp\/v2\/posts\/387\/revisions\/528"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.codemax.org\/index.php?rest_route=\/wp\/v2\/media\/388"}],"wp:attachment":[{"href":"https:\/\/blog.codemax.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.codemax.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.codemax.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}